In order to process your application, here is a list of information and documents that may be required:
- Purchase contract, including all amendments
- Property Condition Report
- Property information sheet (if available)
- W-2’s for the past 2 years
- Federal Tax Returns for the past 2 years
- Year to date paycheck stubs for most recent 1 month period
- Bank statements for last 3 months
- Cancelled rent or mortgage payment checks for the past 12 months
- Landlord names and addresses for the past 2 years
- Names, addresses, account numbers and current balances for:
- Checking and Savings Accounts
- Money Market Accounts
- Stocks, Bonds and Securities
- Mutual Funds, 401-k accounts
- Present creditors and monthly payments for real estate loans, car loans, personal loans, student loans; loans against 401-k accounts, other securities or cash value life insurance; credit cards, child support, separate maintenance.
- Other documentation for the following:
- Liens, judgements and collections
- Bankruptcy schedules and discharge
- Explanation of credit delinquencies
- Appraised deposit.
- Divorce and child support documentation
- Schedule of real estate owned
- Additional information for FHA financing . . .
- Copy of drivers’ licenses and Social Security cards
- Additional information for VA financing . . .
- Certificate of Eligibility and Form DD214
- Child care statement from provider
- Additional information for refinancing . . .
- Current title policy
- Current homeowners’ insurance policy
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